POS is the abbreviation of Point of sales in English. It is a multi-functional terminal. It can be installed in the special merchants of credit cards and the network of the receiving network and the computer to realize the automatic transfer of electronic funds. It has support for consumption and pre-authorization. , balance inquiry and transfer functions, safe, fast and reliable. In fact, the simple point POS machine is used by merchants to pay for bank card collection. The POS machine will be bound with the merchant's bank card (receipt card). When the customer swipes the card, the corresponding funds will be from the customer's card. Deducted, and then transferred to the merchant's collection card by the bank or payment company, so that the merchant completes the payment of the bank card. What kinds of POS machines? With the development of payment services, the market can now be roughly divided into three categories: big pos, mpos, cardless payment (aggregate payment class) Big pos: mainly refers to the traditional wireless POS machine, suitable for the retail industry to collect money from consumers, suitable for large and medium-sized supermarkets, chain stores, hypermarkets, restaurants and other high-level retail enterprises. After the 16-year fee is changed, the rate of the big pos is 0.6%, and the user needs to provide the ID card, bank card, business license, photo of the door and other materials. As shown below MPOS: Mainly refers to the mobile phone card reader (referred to as hand brush) products, suitable for personal use, the application population is more extensive, no matter what you do, there are swipe card requirements can apply. The user downloads the app on the mobile phone, registers, authenticates, and binds the settlement card, and connects to the external device through the mobile phone Bluetooth. It is relatively simple to use. In terms of rates, the current mainstream rate on the market is 0.6%+3 (or +2). The meaning of +3 means that every credit card payment company will charge an additional 3 yuan for the account. No matter how much the user swipes, it is 3 pieces. The rate of payment for hand-brushed payment products is more diverse. Generally, the payment company can adjust the credit card rate of the user. The lowest rate can be adjusted to 0.55%+3. Now the hand-painted products on the market are free of charge to the customer, usually Most brands charge a deposit when the machine is opened, and the customer will pay a certain amount of money and the deposit will be returned to the customer's settlement card. As shown below Cardless payment: mainly refers to the aggregation payment type payment products. These products have no external equipment. Users need to download the app or pay attention to the public number on the mobile phone, and implement the credit card function through Alipay, WeChat, and fast payment. Suitable for personal use, any user who has the need to swipe. Different from big pos and hand brush, the consumption types of such products are all online consumption, and through WeChat and Alipay and fast payment, the cost is low, and the rates of different product users are very different, generally from 0.2% to 0.7%. between. As shown below We understand the current POS classification, there are so many payment products, so how should we choose? You have to choose a POS machine, you must first know what you are doing with it! If you are opening a store, then Xiaobian suggests that you choose a big pos. First, the customer is convenient and reassuring. Second, the customer does not have a +3 fee. If your customer spends 50 yuan on you, you can use it. Hand brush products have to pay +3 handling fees in time, which is not appropriate. If you are swiping your own card to revolve funds, Xiao Bian suggests that you can choose hand brush products, easy to carry, do not need to provide business licenses and other materials, the application is simple, and the general business of hand brush products is not fixed, single consumption The amount is enough to meet the credit card requirements, the handling fee is reasonable, so that the bank can taste the sweetness and generally does not have the risk of derating. The machine is free to send, unlike the big pos machine, it usually costs money to buy, or has a relatively high deposit. If you have more cards in your hand and only want a low fee, then Xiaobian can only suggest that you choose a product that is not paid by card. The rate of non-card payment products is usually only the big pos and the hand brush. The handling fee is quite The province, but the defect of the card-free payment category is online consumption, the bank earns a small fee, and the risk of derating is likely to occur. There is also a fatal flaw in cardless payment. Many platforms do not pay licenses. Under the state's high-pressure supervision, a large number of platforms have been dumped on the market. The security of funds is not as high as that of pos and brush. Paying for the product's Xiaobai, Xiaobian suggested to choose carefully! Ok, Xiaobian introduces you to this today, and my friends like to open my attention to me. Foam Mattress,Foam Mattress Pad,Single Memory Foam Mattress,Custom Foam Mattress Hebei siuno household supplies co.,ltd , https://www.ciaosleep.com
Xiaobian for everyone to briefly introduce what is a POS machine? 
