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I believe that everyone has seen or experienced, obviously, the card does not leave, how can my card be stolen? The following small series tells everyone that often the card does not leave, but the bank card is stolen, because Your card has been "copied". Maybe everyone can't touch the mind. How can my card be copied?
Below, Xiaobian will tell you about the two ways in which the legendary "copy card" is copied. Everyone has learned two ways, and the prevention essentials must be clear early!
Beware of the two ways of copying cards, four precautions to know!
Clearly the card is still on the body, but the information consumed by this card is like a konjac. It doesn't stop for a minute to "greet", which is stolen again.
How is the bank card being "copied"?
The first way: low POS, be careful!
Because the information of the pure magnetic stripe card is easy to be copied, and then a new card is cloned, the stolen brush is mainly for the magnetic stripe card. Now the gang of the stolen brush is mainly sold to small merchants for free or low-cost pos. Machines, the gangs that collect card information generally choose some merchants with intensive crowds, and tempted merchants through low prices and low rates. After a few months, the POS machine needs to be upgraded as a reason to take back the pos machine and collect pos. Card information copied in the machine.
The second way: credit card spending, bank cards do not leave the line of sight!
The stolen gang will also apply for a hotel or restaurant waiter. These “waiters†hold the recorder. When the customer gives the card to the waiter, they will take the opportunity to record the card and then swipe the card on the pos machine. Now copy the card to these two sources. And all copied is a pure magnetic stripe card.
Therefore, it is very simple to protect your own funds. The four precautions summarized in the following small series are still known as well!
1. For the pure magnetic stripe card on the hand, please contact the bank to change the chip card.
2, there is a large deposit of savings cards, it is best not to bind WeChat, Alipay, do not take the outside to spend the card.
3, the phenomenon of stolen brush, please call the bank immediately to report the loss, if it is stolen on the pos machine, because the pos machine has a one-day risk pre-existing period, the first time to call the bank, the bank can ask the payment company to freeze Suspicious funds.
4. When handling bank cards, you should carefully read the contract. Carefully read the contract, especially the fonts and contents marked in the contract, such as black, bold, underline, etc., for those who do not understand, can explain and explain to the bank staff. On the basis of fully understanding the rights and obligations of the bank and the bank, it is better to protect your rights and interests in the event of a dispute in the future.