How to identify the modified POS machine? Two tricks to teach you to avoid POS payment risks!

Frankly speaking, Xiaobian is also a smashing party.
It’s really cool, but if you accidentally touch a modified POS machine, you only need a brush, the account and password are leaked, and the consequences are terrible:
The bank card is on the body, but the money inside is gone!
Fortunately, I’m careful to drive the ship for thousands of years. Here are a few tricks (for POS card use)
Specializes in teaching you "long snacks"

Move 1: Fire Eyes POS

This move requires special attention to two details:
1. The modified pos machines are basically sold to small restaurants, small stores, etc., so in these places, you should use cash as much as possible. If you must swipe your card, you should first try to choose the POS machine with the PIN pad and the split card.

2, the modified pos machine is often applied through the forged documents, so the business information displayed on the credit card record does not match the actual consumption situation, so you must remember to check the name of the merchant on the purchase order after swiping the card, if found to be inconsistent To be vigilant, you must verify the situation with the merchant and protect your bank card information.

Move 2: Take precautions and even its inorganicity

The front information is high-energy warning, please clear the brain first:
1. The magnetic stripe card is replaced by a chip card. Since the magnetic stripe card technology is no longer a secret, it is very simple to clone a magnetic stripe card, and the security is relatively poor.
Some bank experts have warned, "It is a good choice to replace the magnetic stripe card with a chip card. So far, there has been no case where the chip card has been stolen."
Experts said that the chip card information is dynamic, the chip is a small computer, and each time the check value is different, the possibility of copying is small.

2, credit card transactions should pay attention to open the bank card SMS reminder function, keep abreast of changes in funds, if you find an abnormality, immediately call the bank's 24-hour service call or report fraudulent transactions to the counter staff, report the account in time, and call 110. Provide evidence that you are not on the card, this is also evidence that the card will be cloned and not brushed by me.
Don't let the bank card leave the line of sight when paying the bill, pay attention to the number of credit cards swiped by the cashier, the cashier will not swipe the money in the card, but it is possible to copy the bank card information and password and disclose it to the criminals.
When you enter your password, be sure to pay attention to the occlusion. Because you have a record on the POS when you swipe your card, it is possible for the criminals to steal your password to master your information.

3. After correctly processing the purchase order card, you should carefully check whether the card number, transaction date and transaction amount on the purchase order are correct. If the card is your own card, do not sign the purchase order that is not the transaction. Also check to see if there are any other abnormal papers under the purchase order.
The purchase order includes the depositor information, including the account number and card number. The criminals may find a lot of information from the customer through a small receipt and are used to manufacture the “clone card”. Therefore, the transaction must be received after the transaction is completed. it is good.

4. The consumption limit should be set to set the number of daily restrictions on bank card consumption and the limit for each transaction. If the bank card is stolen, the loss can be minimized.

5, set the password to brain can not set a simple number of passwords, such as birthday date, phone number, ID number, etc., or even simply use the original password of the bank card.
Protect your password properly to prevent inadvertent disclosure.
Do not write or save your password in any place that may be visible or available to others.
Do not store your password on your phone, let alone write it on the back of your card.
The password is written behind the bank card. This person has to be two.

6, overseas card purchase insurance If you swipe outside the country, please remember to buy insurance.
It is understood that overseas bank card holders often purchase stolen insurance for anti-theft brushes. At present, there are also insurance companies in China that offer travel bank card theft protection.
In the case of funds being stolen, within 30 days of the end of the trip, the insurance company may submit a credit card statement within 48 hours prior to the stolen brush issued by the card issuing institution, and a police report certificate, etc., to claim from the insurance company.

7. Idle funds must be settled. If the cardholder has a large amount of funds that are not used for a long time in the bank card, you can choose a time deposit to solidify.
It is understood that most banks stipulate that the time deposit must be taken in advance to obtain the original ID card (if the agent needs the original ID card of both the account holder and the agent) to go to the counter.
As a result, even if the criminals copied the bank card, they could not steal the periodicity.

If you don't want to steal the brush on yourself...
Several types of endogenous subdivisions are also expected to be internalized by the squad parties in their practice to make their own efforts to make bad silver inorganic can take advantage of the situation, and five-star service will serve you wholeheartedly.

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