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Unknowingly, in addition to purchasing in the WeChat circle, there are also friends who handle the hand brush. Many card friends can't resist the advertisement and say that they can handle it free of charge, and they can help with the benefits, and they will also apply for a cash flow.
If you are using a hand brush POS machine, how to use it will not adversely affect your credit card?
1. According to the regulations of the central bank, the hand brush should implement the one-machine-one rate policy from the beginning of the year, but many brands now have a multi-rate rate. If the machine in your hand is at a higher rate, it is recommended that you do not switch rates at will.
2. We know that the credit card rate is 0.38%, 0.78%, 1.25% and 35 caps. However, if you brush your hand, the 0.38% rate may be 0.48% - 0.5% of the handling fee (the platform should eat 0.1% -0.12%). Understand this, you should be aware of the rate you brush The merchants that come to it are household appliances, supermarket gas stations and other people's livelihoods. So you have to pay attention to the amount of credit card, not too big, it is in line with common sense.
3, basically the current hand brush has a positioning function, but there will be a phenomenon of inaccurate positioning, such as you swipe in Beijing, you think that the brush is a Beijing business, but it is likely to show Shijiazhuang merchants. So, if your bank reminder is not a real-time reminder of the name of the merchant, you can't instantly know where you are going, and don't brush the same card twice a day.
4, many card friends know that the physical POS is best to brush again after a while, but for the hand brush, we take it for granted that the background will automatically switch the business, the card does not have to care about the time interval. I have consulted with a friend who is a hand brush agent. She said that the hand brush also has to pay attention to the problem of card spacing. Because the data in the background shows the card swipe of the same hand brush, too frequent and unreasonable swipe, it will also be UnionPay. Wind control.
5, on the issue of points, many bank businesses MCC is required, like investment, security, etc. for home appliances, gas stations are no points, so if you want to attract investment, peace points should be less brush this gear Hand brush. Remember these 5 points in the process of using the hand brush, combined with the real consumption (you can not always rely on tx for all consumption, brushing up well-known physical businesses can help improve credit), it is really helpful for the amount of the increase Many characters of the Great God level have been practiced. After all, this operation increases your spending power, and the bank can earn a fee. It is very happy to give you a raise.